Insurance & Billing

We are In-Network with Most Insurance Plans

NOTE: No Referral No Problem - We Can See Patients Without a Physician’s Referral

  • Auto Accident
  • physical therapy Fort Wayne IN
  • Cash-Pay
  • physical therapy Fort Wayne IN
  • Worker’s

If you don’t see your plan listed, please give us a call.
We make every effort to verify your insurance benefits before your first visit with us.

Private/Group Health Insurance

Summit Physical Therapy is a preferred provider for nearly all group health insurance plans. We will confirm your eligibility and benefits prior to or at the time or your first visit. We work closely with your physician and insurance company to obtain authorization for therapy when it is required. If we are not a provider for your health plan, we will be happy to confirm any out-of-network benefits for you.

Co-payments are collected at the time of each visit. Patients who have not met their annual deductibles are asked to pay for their visits until their deductible is met. Payment plans are always available.

Auto Insurance

Patients who are involved in a motor vehicle accident may choose to use their automobile insurance if there is "Medical Pay" included in their policy. These amounts generally range from $1,000.00 to $20,000.00 depending on the policy and our clinic can bill the patient’s insurance up to the amount of "Medical Pay" included in their policy.

Workers' Compensation

Injured workers have 100% coverage for accepted claims through their employer's workers' compensation insurance. Prior authorization for physical therapy from the employer is required before the patient can begin therapy. We work closely with the patient's physician, case manager, and employer to obtain authorizations in as timely a fashion as possible.


For patients without insurance or who choose not to use their insurance, we have affordable payment options available.

We accept payments by cash, check, MasterCard, Visa credit card, and Discover Card.